Paga Group Ltd
Meet the team
Since our founding in 2009, Paga's mission has been to make it simple for one billion people access and use money.
Paga Group Ltd
Meet the team
Since our founding in 2009, Paga's mission has been to make it simple for one billion people access and use money.
Founder & CEO
Tayo Oviosu
Tayo Oviosu
Tayo Oviosu
Tayo is the Founder, Group CEO, and Executive Chairman of Paga Group Ltd., with extensive experience in fintech, high-tech, and private equity. Before founding Paga, he was Vice President at Travant Capital Partners and a Manager of Corporate Development at Cisco Systems in California.
Tayo’s work at Paga has earned global recognition, including CNBC’s Entrepreneur of the Year (West Africa) in 2014 and African Leadership Network’s Outstanding Growing Company award in 2015. An Endeavor Entrepreneur, he is passionate about supporting startups and co-founded Kairos Angels, an angel investment club.
Tayo holds a B.S. in Electrical Engineering (cum laude) from USC and an MBA from Stanford University.
Tayo is the Founder, Group CEO, and Executive Chairman of Paga Group Ltd., with extensive experience in fintech, high-tech, and private equity. Before founding Paga, he was Vice President at Travant Capital Partners and a Manager of Corporate Development at Cisco Systems in California.
Tayo’s work at Paga has earned global recognition, including CNBC’s Entrepreneur of the Year (West Africa) in 2014 and African Leadership Network’s Outstanding Growing Company award in 2015. An Endeavor Entrepreneur, he is passionate about supporting startups and co-founded Kairos Angels, an angel investment club.
Tayo holds a B.S. in Electrical Engineering (cum laude) from USC and an MBA from Stanford University.
Co-Founder & Director of Business Dev.
Jay Alabraba
Jay Alabraba
Jay Alabraba
Jay is the co-founder and director of business development of Paga. Before founding Paga, Jay was an investment banker at Goldman Sachs in New York and later led an M&A unit at BGL Plc in Lagos.
Earlier in his career, Jay was a program manager at Microsoft, where he received several patent awards for his team’s work in the anti-piracy and software protection arenas. He later accepted a fellowship at Eli Lilly where he managed pharmaceutical marketing projects in North America and Europe. In 2018, Jay was named an Endeavor Entrepreneur in recognition of Paga’s impact and his contributions to the entrepreneurship ecosystem in Africa.
Jay is a sector-agnostic angel investor and advisor to several startups. He earned a bachelor's degree in electrical and computer engineering, graduating cum laude, from The Ohio State University, and an MBA from Stanford University. Jay is a Fellow of the 2021 class of the Finance Leaders Fellowship and a member of the Aspen Global Leadership Network.
Jay is the co-founder and director of business development of Paga. Before founding Paga, Jay was an investment banker at Goldman Sachs in New York and later led an M&A unit at BGL Plc in Lagos.
Earlier in his career, Jay was a program manager at Microsoft, where he received several patent awards for his team’s work in the anti-piracy and software protection arenas. He later accepted a fellowship at Eli Lilly where he managed pharmaceutical marketing projects in North America and Europe. In 2018, Jay was named an Endeavor Entrepreneur in recognition of Paga’s impact and his contributions to the entrepreneurship ecosystem in Africa.
Jay is a sector-agnostic angel investor and advisor to several startups. He earned a bachelor's degree in electrical and computer engineering, graduating cum laude, from The Ohio State University, and an MBA from Stanford University. Jay is a Fellow of the 2021 class of the Finance Leaders Fellowship and a member of the Aspen Global Leadership Network.
Chief Technology Officer
Eric Chijoke
Eric Chijoke
Eric Chijoke
Eric is a founding partner of Apposit (acquired by Paga in 2020) and has been responsible for leading the technology and product development for Paga since inception.
Eric has 12 years of experience in product development and software product management. Eric has designed and managed the implementation of mid to large scale risk management software systems for clients in the private financial and energy sectors, as well as several similar system development projects for agencies of the World Bank.
Most recently, as Lead Systems Architect for the Kennedy School of Government, Harvard University, Eric led the development of a nationwide, integrated financial management system for public finance in the Ministry of Finance and Economic Development in Ethiopia.
Eric is a founding partner of Apposit (acquired by Paga in 2020) and has been responsible for leading the technology and product development for Paga since inception.
Eric has 12 years of experience in product development and software product management. Eric has designed and managed the implementation of mid to large scale risk management software systems for clients in the private financial and energy sectors, as well as several similar system development projects for agencies of the World Bank.
Most recently, as Lead Systems Architect for the Kennedy School of Government, Harvard University, Eric led the development of a nationwide, integrated financial management system for public finance in the Ministry of Finance and Economic Development in Ethiopia.
Join millions of users on Paga
Developers
We are a payments and financial solutions company providing multi-currency payments solutions for individuals and businesses. Paga is building an ecosystem to enable simple financial access for everyone.
Paga Group LTD UK owns Paga and associated trademarks which are licensed to its subsidiaries. Pagatech Limited is a subsidiary of Paga Group LTD UK and is licensed to provide mobile money services in Nigeria by the Central Bank of Nigeria (“CBN”), and insured by the Nigeria Deposit Insurance Corporation (“NDIC”). Apposit LLC is a subsidiary of Paga Group LTD UK. Apposit LLC is a financial technology company, not a bank. US Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
ⓒ
2025
Paga. All rights reserved.
Developers
We are a payments and financial solutions company providing multi-currency payments solutions for individuals and businesses. Paga is building an ecosystem to enable simple financial access for everyone.
Paga Group LTD UK owns Paga and associated trademarks which are licensed to its subsidiaries. Pagatech Limited is a subsidiary of Paga Group LTD UK and is licensed to provide mobile money services in Nigeria by the Central Bank of Nigeria (“CBN”), and insured by the Nigeria Deposit Insurance Corporation (“NDIC”). Apposit LLC is a subsidiary of Paga Group LTD UK. Apposit LLC is a financial technology company, not a bank. US Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
ⓒ
2025
Paga. All rights reserved.
Developers
We are a payments and financial solutions company providing multi-currency payments solutions for individuals and businesses. Paga is building an ecosystem to enable simple financial access for everyone.
Paga Group LTD UK owns Paga and associated trademarks which are licensed to its subsidiaries. Pagatech Limited is a subsidiary of Paga Group LTD UK and is licensed to provide mobile money services in Nigeria by the Central Bank of Nigeria (“CBN”), and insured by the Nigeria Deposit Insurance Corporation (“NDIC”). Apposit LLC is a subsidiary of Paga Group LTD UK. Apposit LLC is a financial technology company, not a bank. US Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
ⓒ
2025
Paga. All rights reserved.
Developers
We are a payments and financial solutions company providing multi-currency payments solutions for individuals and businesses. Paga is building an ecosystem to enable simple financial access for everyone.
Paga Group LTD UK owns Paga and associated trademarks which are licensed to its subsidiaries. Pagatech Limited is a subsidiary of Paga Group LTD UK and is licensed to provide mobile money services in Nigeria by the Central Bank of Nigeria (“CBN”), and insured by the Nigeria Deposit Insurance Corporation (“NDIC”). Apposit LLC is a subsidiary of Paga Group LTD UK. Apposit LLC is a financial technology company, not a bank. US Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
ⓒ
2025
Paga. All rights reserved.