4.2

and 900k+ downloads

900k+ downloads

4.3

and 1M+ downloads

1M+ downloads

Two Worlds.
One Wallet.

Transact globally with ease-send money, make payments, and bank in multiple currencies with Paga.

Download Paga

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USD Account

NGN Account

You just received money

Jason sent you $1,000

Pay bills back home

Stress free bill payment

Spend in different currencies

Transact abroad with Paga

Get paid from abroad fast!

Receive funds from abroad FAST!

Enjoy cash-backs

Cash back at select merchants

A card built for your world

Use your virtual or physical debit card for payments wherever Visa is accepted.

Request a card

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Tap to pay

Automate your
bill payments

Life gets busy—we help you stay on track. Just set it up once, and we’ll handle those recurring bills for you.

Set up a payment

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Picture of a phone with a successful push notification transaction and a coin

Automate your
bill payments

Life gets busy—we help you stay on track. Just set it up once, and we’ll handle those recurring bills for you.

Set up a payment

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Automate your bill payments

Life gets busy—we help you stay on track. Just set it up once, and we’ll handle those recurring bills for you.

Set up a payment

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Secure and

Protected

Your funds and data are safe with Paga.

We use top-tier encryption and robust security measures to protect you, every step of the way.

Learn more

Secure and protected

Your funds and data are safe with Paga.

We use top-tier encryption and robust security measures to protect you, every step of the way.

Learn more

Secure and protected

Your funds and data are safe with Paga.

We use top-tier encryption and robust security measures to protect you, every step of the way.

Learn more

All your personal data and transactions are fully encrypted and secure. We’ve built a system with no room for errors—because your security is our priority

Secure and

protected

Your funds and data are safe with Paga.

We use top-tier encryption and robust security measures to protect you, every step of the way.

Learn more

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Silouhette of a woman standing on a beach at dawn

Shop globally, pay locally

Take control of your money, shop anywhere, and spend with ease — all with Paga.

Explore currencies

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USD Account

NGN Account

USD Account

$ 5,301.98

₦ 1,301,550.98

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Send care from anywhere

Take care of your family

from anywhere!

Send care from anywhere

Pay bills for loved ones back home from wherever you are.

Pay bills

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Testimonials

What our users are saying

Find out how the public cheers for us and spread the word!

Escobar Pizzle

★★★★★

Glad I found this app, have been having issues with my traditional online banking, every time balance unavailable, but with the help of Paga I attached my bank to it and now I don’t need the other bank anymore, this app is the best❤️❤️❤️❤️

Oluwatosin

@oluwa_tosin

You guys ever used @mypaga? You could even use it abroad too. Interesting!

Igwe Solomon

★★★★

The registration was seamless and Virtual Naira Card creation was smooth and it functions with speed of light. Transfers also go very fast

Dominus Kelvin

@dominus_kelvin

I’m a proud user of Paga!

Escobar Pizzle

★★★★★

Usman Suleiman

★★★★★

Rating apps is not my thing, but my experience with this amezing app make me to come and rate. From smooth transaction process most especially their customer service is top notch very fast reply. I love this app One of the best banking I have ever seen.

Folatunde Ayilara

@folatunde_ayi00

I love Paga! Makes me forget I still have spare cash. Life saver when I remember

Oluwatosin

@oluwa_tosin

You guys ever used @mypaga? You could even use it abroad too. Interesting!

FAQs

You have questions.

We have answers.

You have questions.

We have answers.

These are the most commonly asked questions about Paga.

What do I need to open an account?

All you need is your smartphone and a valid form of ID.

Where can I use my Paga card?

You can use your Paga card anywhere that accepts VISA cards—both online and in-store.

Is Paga a bank?

Paga is a financial technology company offering a multicurrency payments ecosystem for individuals and businesses. While we provide banking-like services, we are not a bank.

What does multi-currency mean?

Multi-currency means you can hold and manage different currencies in your Paga wallet, such as NGN and USD, all in one place.

Is my money safe in Paga?

Yes, your funds are safe with Paga. We use advanced security measures to protect your money and personal information.

Can I get virtual cards on Paga?

Yes! Paga offers both virtual and physical cards— choose what works best for you.

View all

Join millions of users on Paga

Download Paga

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Join millions of users on Paga

Download Paga

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Products

Developers

Resources

Help & Support

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Youtube

Nigeria

United States

We are a payments and financial solutions company providing multi-currency payments solutions for individuals and businesses. Paga is building an ecosystem to enable simple financial access for everyone.

Paga Group LTD UK owns Paga and associated trademarks which are licensed to its subsidiaries. Pagatech Limited is a subsidiary of Paga Group LTD UK and is licensed to provide mobile money services in Nigeria by the Central Bank of Nigeria (“CBN”), and insured by the Nigeria Deposit Insurance Corporation (“NDIC”).

Apposit LLC is a subsidiary of Paga Group LTD UK. Apposit LLC is a financial technology company, not a bank. US Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.